The Canadian Anti-Fraud Centre's latest report highlights the escalating problem of fraud, identity crimes, and related cyber-crimes, which are rapidly increasing. These issues occur within a cultural context of misinformation and conspiracy theories that are magnified by the internet. The term "credulity" carries a negative connotation, implying gullibility and susceptibility to deception, fraud, and unfounded beliefs. However, is it fair to solely blame the victims? This interview explores various perspectives and explanations for why we can become a victim.